HT1918 What if none of my freakin accounts don't have the none option

I have a problem with my ipad that no none has yet given some type of solution. I have a fifteen dollar iTunes card redeemed in my account. But suddenly one day I try to redownload an app and this pop up tells me I need to fill out billing info. I've tried everything to get one song or an app but my old account is laughing at my face. Oh sure, if I could download my apps that would be fine, but my fifteen dollars is looking at me with a expression of 'you just lost fifteen dollars' which is true. And I lost about all of my apps that I spent with itune cards not credit. Lost all of my movies too. I made another account to see if I could transfer the sixteen dollars I had. No dice. Can anyone lead me toward the path to my treasure. I lost a whole paycheck to this disaster. Oh, I don't have a computer at this time, so I need to solve it some other way. Some one please help me!!!

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