HT201209 is that necessary to have credit card in order to have gift card?or gift card by itself is enogh?

hi
whenever i want to redeem my gift card i am always asked to fill in the credit card part
and i dont have any credit cards
what should i do?
regards

Creating an iTunes Store, App Store, iBookstore, and Mac App Store account without a credit card:
http://support.apple.com/kb/HT2534

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