HT201210 Tried to download Navy Credit Union app.  Received error message"This app requires iOS 4.2."  How is do you do this?

Tried to download Navy Credit Union app.  Received error message "This app requires iOS 4.2".  How do you do this?

What iOS version is currenly on your phone...Settings>General>About?

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    Welcome to the Apple Community.
    I have seen previous versions mentioned in a pop up message before on iCloud.com, but I'm not really sure at all how it would help, as I couldn't get it to do anything.
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