HT201292 How can I remove billing details in my iPhone and change it to none

how can I remove payment details to my iPhone and change it to none?

On your phone tap on your id in Settings > iTunes & App Store and then tap on 'View Apple ID' on the popup and log into your account  - that should  give you a payments link on your account's page.
Changing payment info : Change or remove your payment information from your iTunes Store account (Apple ID) - Apple Support
If you don't get the 'none' option on the payment details screen : Why can’t I select None when I edit my Apple ID payment information? - Apple Support

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