HT201303 Can I pay for apps on my itunes account as I have a credit on that account - I don't seem to have that option on the buy form

Can I pay for apps with my itunes credit - did not seem to have that option

If you don't have a rescue email address, or you don't know what it is (you won't be able to add/view it until you can answer 2 of your questions) then you will need to contact iTunes Support / Apple to get the questions reset.
Contacting Apple about account security : http://support.apple.com/kb/HT5699
When they've been reset you can then use the steps half-way down the HT5312 page that you posted from to add a rescue email address for potential future use

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