HT204053 Why i can't to install free app....???the infomation ask me about billing information....

Last time i have purchase app..when i try to install free app,the information ask me about billing infomation..when i click continue the warning say "there will be  previus problem purchase"..can someone help me how to settle this problem?

All Apple iTunes Store accounts must have a valid form of payment set up. Even for free apps and updates. The Payment Declined message comes from your card issuer or payment source; Apple is just a pass-through for the message. You need to find out why your issuer is declining your card.

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