HT204053 your payment method is not valid in this store. please enter a new payment method

Why Am I Getting this message?!?!

Hi Gail,
not quiet right.
Yafah and Gail:
Had this problem too. Findings:
1. The addresses on iTunes store and your Credit Card have to be the same
2. You have to be physically there too, because iTunes will say 'Your account is not valid for use in the xxx store (where you are in). You must swith to the ... store before purchasing'
3. You have to use the Credit Card from the country you are in as well !
I am an Australian in Malaysia.
Using Aus VISA, with Aus billing address
in Aus iTunes store - Aus address
Couldn't buy a Eurpoean app in Malaysia ---> Credit Card has to be a Malaysian credit card.
Tried switching the iTunes store and the addresses to a Malaysian address.
Still REJECTED !!!
iTunes still want a Malaysian credit card details.
Conclusion:
I can't buy any apps here in Malaysia with Australian details and credit card/s.
But I can use my VISA to buy foods at the restaurants here. So it is not the credit card's problem. It is Apple's problem!
Dear Apple, could you be more lenient please?
I mean, REALLY !!!
SUCH A WASTE OF TIME !!!!

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