HT204088 my niece made an in app purchase

I let my niece play with my phone and she made an in app purchase in one of my games "iMob2" for $19.99. I had already bought the $4.99 package and the $9.99 package, so she did not need to put in my password for any purchases. How do i go about getting a refund for this problem??? Do i need to call my bank?

Apple's policy is all app purchases are final but you can try asking.
Apple - Support - iTunes Store - Contact Us - http://www.apple.com/emea/support/itunes/contact.html
iTunes Store: About In-App Purchases - http://support.apple.com/kb/ht4009
iOS: Understanding Restrictions - http://support.apple.com/kb/HT4213 - "You can enable Restrictions, also known as Parental Controls, on an iPhone, iPad, or iPod touch to prevent access to specific features."
Children should not have access to your iTunes account password.
You should also consider removing credit card information from your account so no unconsidered purchases can be made by anybody.  iTunes Store: Changing Account Information - http://support.apple.com/kb/HT1918

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