HT204266 'm trying to change my payment method to none but I can not. Can someone help me, please?

I tried to go into my account as well in setting to tried to change my payment method to none but I can not change it. I do not want my payment method on my account any more. I can not even download free apps because it states that my payment information is wrong, but I know that it's not. What can I do to delete my payment information? Please if anyone can help, please send me any suggests.

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