HT2105 Keep getting "Purchase Failed! No money was removed from your account." How can I make in-app purchases?

I have my credit card info entered properly but any in app purchases i try making will not go through.

Well, if I wasn't confused, I am now.
What do you mean "from Restrictions"? The Apps options within Parental Controls permit you to limit an App. There's no option to limit "in-apps" or no place that I can see it possible for "in-apps ... to be disabled".  So you can block a kid from playing a game, but you can't block the game from asking the kid to spend $99 on in game toys — what TradeNations does — and nothing that requires an approval from an adult before that $99 is spent.
This is the control panel:
The "Allow App Store Apps" control is a simple age restriction. And the Allowed Apps is just the apps you permit the kid to use.
Please tell me there's another control panel I'm missing?

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