HT2534 Payment option does not have "NONE" option.  I do not want to provide my CC number

How can I get around this?  I should not have to provide cc # to iTUNE when downloading frree apps.
Seems like I spend $700.00 and cannot even download FREE APPS (for printing). without the Crfedit CardNumber
This is my first Apple device, and it am alrealdy anve negative feeling on this.

Likewise you can do it on your Device:
If you already have an account, choose Settings > Store. Tap the Apple ID displayed and choose Sign Out.
Open the App Store on your device.
Find a free application on the App Store.
Important: Before proceeding to the next step, you must download and install the free application by tapping Free followed by tapping Install.
Tap Create New Apple ID.
Choose your country, then tap Done.
You'll need to read and agree to the iTunes Store Terms & Conditions. Tap Agree located at the bottom of the page to continue.
Enter your email address, security question, birthday, and create your password. Tap Next.
Select None as your payment option.

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    In the step #10, I have not the "None" option. What can I do?

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    iTunes Store Support
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