HT2534 Where did the option go to not use a credit card for Apple ID?

I downloaded itunes and began to make an Apple ID on iTunes. When I saw that it required a credit card, I came to this support site http://support.apple.com/kb/HT2534. I followed the instructions for a computer but found that there was no option 'NONE' on the billing page. I then tried making an Apple ID online and that worked, but when I tried to use that ID to log on to iTunes it still required a credit card. I could only use the account for discussions. I don't have a credit card, and nor was I planning on purchasing anything. I simply wanted to keep CD's on it and maybe some free books/music. Did this option change for the new version of iTunes or am I doing something wrong?

Check this out it should help:
http://support.apple.com/kb/HT2534

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