HT2534 why isn't there 'None' in the payment method in my iphone? I could not skip it. Please help

why isn't there 'None' in the payment method in my iphone? I could not skip the billing info. Please help

yes, the display is different and the sequence is different too....
until step 9
in step 10, i saw only 3 cards, no paypal, no 'none'
as long as i didnt key in credit card I can proceed and not to say about verification and so on..
thanks

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