HT3406 i can't purchase apps with my new iphone

i can't purchase apps and in-app purchases with my new iphone

i had an iphone 3gs prior to my iPhone 4. when i activated my iphone 4, i did not deactivate my 3gs but i gave it to my mom.. everytime i need to purchase an app on my iphone4, it always want me to verify payment information and declining the card i was using but it let me purchase apps on the 3gs. since both phones are still linked, i always have to purchase using 3gs w/c i gave my mom before i can download it on my iphone4.. i can dowload only free apps on the iphone4. if it's not free, i have to use 3gs to be able to download later to ip4

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