HT3541 I'm not able to complete my billing with my credit card is there any other options

I'm not able to complete my billing with my credit card is there any other options

See
Why can’t I select None when I edit my Apple ID payment information?
and
Creating an iTunes Store, App Store, iBooks Store, and Mac App Store account without a credit card
Step 3 is important, no matter whether you do this on a Mac or an iPad / iPhone:
Important: Before proceeding to the next step, you must download and install a free application. ...
Important: Before proceeding to the next step, you must download and install the free application by tapping Free followed by tapping Install App. …
First you must download a free app from the App Store. When you are asked to sign in with your Apple ID, select "Create new account". Accept the terms and conditions checkbox, then click Continue. After you enter all the requested personal data, click Continue.
When you are asked to select a payment method, select "None". 
That's all there is to it.

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