HT3702 how can i get rid of the link between my credit card and itunes?

i initially linked my credit card to my itunes account as i thought it would be easier to download songs. but now whenever i go to update an app on my phone it tells me i need to support billing details so i re enter them and it tells me that i am wrong and i cant update my apps? even when they are free?
is this because there is no money in my account or what? and how do i get rid of the assosiation with my card and itunes?

You have to create a new Apple ID by following the steps in this article: http://support.apple.com/kb/ht2534.

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