HT3702 i am unable to purchase as consistently says bank details are wrong. They are correct. what could be wrong?

i need help with something. for the past 3 months i have been travelling between Hong King and New York, I have a US itunes account that will not accept my US credit card details . "doesnt match the banks details"
My details are correct and this message has continued to come up
Thoughts?

Thanks Eric for responding.
I checked and it does not appear in the Applications folder.
I tried yesterday on an ethernet connection with a download speed of 2 Mbps but, unfortunately the connection died(It happened from the ISP end, which is out of my control) in between after which there was no trace of the download that happened for so long(till the internet connection death).
One more serious query which I am unable to understand. If the internet connection, dies in the midst of the download is in progress why is it so that the state does not persist and one has to restart the entire process again. Is there no solution for this?
I tried so many times and its the same case after some amount of download it vanishes. So many unsuccessful attempts. I am ****** off now. Is it not possible to see Mavericks? Why does different machines of Apple behave differently? Somewhere it goes smoothly and somewhere like my mine. Why did not Apple release a non apple store version? Is this not a bad sign of letting the users struggle when something is being offered for free?
The reason I asked as whether we can download the .app of Mavericks is that, there are so many applications that I have downloaded web and have installed. All that works fine. Can't we do the same here? You download a copy of Mavericks installer application and upload it for me in Google drive or like online storage places which can be downloaded and used by me? Help me understand.
Thanks again.

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