HT3702 my apple account says "credit card cannot be used in this store"

i have een trying to purchase from app store, and everytime it ask me "Verification required" and i have to log onto my apple id account and it says ..
"there is a billing problem with a previous purchase. Please update your payment method.."
i tryed to update my billing information, with a second card, (i tryed with all three cards i have) and when i did.. it return error " your payment method is not valid in this store. please enter a new payment method".
i donot have any other card, all three cards i have used.. and result is the same.
Yes, couple of time my cards declined, however curing the anomarly with my banks did not solve the problem.. funds is clearly available in the card account..
secondly my bank says there is not restrictions imporsed on the card or account, and transactions are allowed with no block.
i am using the card for all other transactions it works, eg: netfirms, names, google (business account), exchangemymail, ... paypal...etc..
kindly help me understand fault and start using my apple id
thank you
Abbas

Me too. Same card that's always worked. Can't even get free apps.

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