HT4539 down loading song from itunes

I have a balance on my itunes account and it shows in the system that I have a balance but, the system still is requesting payment with a credit card. What's wrong with the system and how can I fix it ?

HI mmn60
Are you certain that the amount of the item you want to purschase is not more that what you have available if you incude tax?
Just a thought!
Cheers,
GB

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