HT4623 My iPad isnt letting me update to latest version

My iPad isn't letting me update it doesn't even show me the software option either

Howdy Toner_13,
If you are having an issue with being unable to make App Store purchases because of a declined payment method, I would suggest that you troubleshoot using the steps in this article - 
Pay an unpaid balance in the iTunes Store - Apple Support
Thanks for using Apple Support Communities.
Best,
Brett L 

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