HT4623 Please Help [ASAP]

There was a purchase made in my itunes app on my iphone and it kept trying ti take the payment out when theres no money in my account. now when i try to make purchase in the games center the system is declining my card even if the payment is free.

You own the iTunes Store money and so your access has in essence been suspended. You'll need to provide some sort of valid payment method, either a credit card or a prepaid iTunes card, to clear the amount you owe before you will be able to download anything else, even free content.
Regards.

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