HT4623 Unable to update already purchased downloads

I Have 4 updates which I'm unable to do as I don't have any funds in my bank at the moment. All these updates are free. The strange thing is my partner has updated her iPhone with the same bank account. How does this work? Am I doing something wrong? I've tried on my iPhone 5 and iPad but can't update. Can anyone help or explain why my partner can update and I can't even though its from the same bank account?

This is what worked for me: Double tap your home button to bring up the programs running in the back ground, press and hold so they show the red close option and close all programs.  After that shut your iphone down and power back on.  Immediately go to General>Software Update and it should work.  Good Luck

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