HT5035 Gifted an album to my girlfriend, but payment was taken from wrong source, why?  How can I fix this?

I gifted my girlfriend an album from iTunes, but payment for the album was taken from my credit card rather than the $59 credit I've got on my account.  Why has this occured?  The priority payment is typically from the store credit, rather than a credit card on file.  How can I avoid this in the future?  Can I even get a refund for this?

This is complete BS.  Why can't apple allow gifting from a Gift card?  For being a company that prides themselves on the "user friendliness" of their products they sure don't have a freaking clue about how un-user friendly they are themselves.

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