HT5035 iTunes Gift card payment

I have redeemed my iTunes gift card and my account shows a balance.
However, when maling a purchase, the music download does not start automatically, and when prompted to enter my iTunes password, it goes to a page asking me to submit a credit card for payment.  What gives?

If you redeemed the gift card, the funds should be on the iTunes account for the AppleID used to redeem it.  If you redeemed the card, but the balance was not credited to your account before you reset your phone, you should contact iTunes store support
https://expresslane.apple.com/Issues.action, choose iTunes cards and codes, and send an email support request.

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