HT5312 Why does it say I have to wait eight hours until I can buy something

Why does it say I have to wait eight hours before I can buy something???

Have you typed in the wrong answers to your questions ? That can result in a 8 hour block.
If you have a rescue email address on your account as described on the page that you posted from then you can use the steps half-way down that page to reset them.
If don't have one (you won't be able to add one, or change it, until you can answer 2 of your questions) then you will need to contact iTunes Support / Apple to get the questions reset : http://support.apple.com/kb/HT5699

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