HT5622 my phone wont let me update or download anything

Hi My phone wont let me update apps or download music

Howdy Irishinked,
Thanks for using the Apple Support Communities.
If you're being prompted that your payment information needs to be veriefied, then there is some aspect of your payment type which is being denied by your financial institution.  I'd like you to please follow the steps below to verify your information.
Open iTunes.  If you are signed in to iTunes, skip to step 4.
Note: Verify that you are signed in to the correct iTunes account. If you are unsure which account you're signed into, choose Store > Sign Out and proceed to step 2.
Choose Store > Sign In.
Enter your account name and password, then click the Sign In button.
Choose Store > View My Account.
Click the Edit Payment Information button.
In the Payment Method section, choose None.
Click the Done button at the bottom of the page.
Click the Edit Payment Information button again.
Enter your billing address exactly as it appears on your credit card statement.
Select your credit card type in the Payment Method section.
Enter your credit card information, your card's security code, and the expiration date.
Click the Done button at the bottom of the page.
If the issue persists, contact your credit card company and verify that they and any company they use to process credit card authorizations have the correct information on file.
iTunes Store: My credit card's security code or zip code does not match my bank's records - Apple Support
Have a good one,
Alex H.

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    Howdy Irishinked,
    Thanks for using the Apple Support Communities.
    If you're being prompted that your payment information needs to be veriefied, then there is some aspect of your payment type which is being denied by your financial institution.  I'd like you to please follow the steps below to verify your information.
    Open iTunes.  If you are signed in to iTunes, skip to step 4.
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    Have a good one,
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