I added a credit card to my account and redeemed iTunes card I have a positive balance on account but when I try to download free apps I get an error that says paypal cannot be verified and I need to change it as default. What do I do

Where do I go to change "default settings. I already changed it to a cc. And don't see it anywhere

http://support.apple.com/kb/ht1918
http://support.apple.com/kb/ts5366

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