I am Dutch, I use my HP 1510 in Turkey. I can't download the software and drivers in Dutch.

My PC load automaticly all software in Turkisch

You can purchase iTunes gift cards and add those to your account, rather than use a debit card.
More info here: http://support.apple.com/kb/HT5552
Otherwise, yes, you will have to use someone else's card.
~Lyssa

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