I am halfway through my 4s contract and wanted to buy a 5, but only see the 64 gig available to me for 649 but that requires a 2 year contract. Where can I buy w ou getting locked into a contract and for how much?

I am halfway through my 4s contract and wanted to buy a 5, but only see the 64 gig available to me for 649 but that requires a 2 year contract. Where can I buy w ou getting locked into a contract and for how much?

Your contract is with your service provider - it has nothing at all to do with Apple.
You can buy a contract free and/or unlocked iPhone from Apple and use it with whatever carrier you wish.  Your contract terms with your current service provider remain in effect for your iPhone 4s though, so if you cancel with them (or port your number out, which accomplishes the same thing) you will owe them early termination fees and so forth.
Even if you pay full retail but want to use the phone with your current service provider, you are still obligated to complete the terms of your existing contract.

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