I am on verizon and ever since ios7,  cannot use the personal hotspot

On an iPhone 5, before iOS 7, I had no problem connecting to my iphones personal hotspot via WiFi.
Then t upgraded to iOS 7, and it would connect to the hotspot, but windows 7 would say limited or no connectivity. Note no changes were made to the windows 7 machine. My nexus 7 and kindle fire also had trouble connecting. They'd show being connected to the iPhone, but you'd either get no internet or very slow internet.
I then upgraded to a 5s. Same exact problem exists.
I've tried resetting the network settings on the iPhone without any luck. I've tried disabling and enabling the wireless adapter on the window's machine, and that did not work either.
I have verified that the iPhone itself does have LTE connectivity, and speed test showed a very fast connection, in fact.
I've seen posts about updating your APN settings, however I believe Verizon blocks you from being able to change the apn-theres no way to get to it from settings on the iPhone.
Any ideas? I'm sure there are a ton of Verizon ios7 users, and since this problem occurred on two different phones even, I'd have to think this is a widespread problem.

I have reset my phone a large number of times. It doesn't work. I am now reseting and setting it up as a new phone every 2 days. It works for a while and then teh cycle repeats.

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