I am planning on buying an unlocked iPhone 5 with a T-Mobile Nano Sim. I have a few questions.

I was planning on buying a 32GB unlocked iPhone 5 with the T-Mobile Nano Sim. I was going to activate the Sim with T-Mobile's prepaid $30 unltd text/data with 100 minutes plan. I've read some stories online where people were only able to use the Sim with T-Mobile's post-paid plans. Will the Sim that comes included work with prepaid and post-paid plans?
Also, assuming that it does work with prepaid, what steps would I need to go through to activate the iPhone?
Assuming that it doesn't, would cutting down a prepaid Micro Sim from T-Mobile to Nano Sim size work normally?
Thank you in advance!

Yes. The T-Mobile nanoSIM which came with the  full price, unlocked iPhone 5 will work for a prepaid plan. However, neither Apple retail store employees nor the T-Mobile customer svc reps know this. It was quite an ordeal to activate. I had to order the prepaid activation kit online, wait for its arrival by snail mail, then use the activation code from the kit with the nanoSIM to activate the prepaid monthly plan $30/mon for 100 min+ unlim text + 5 GB 4G/LTE. I live in Pasadena, CA, and the 4G and LTE coverage here is extensive and reliable.
I tossed the SIM which came with the activation kit.
My local T-Mobile retail store wouldn't sell me a prepaid activation kit when I told them that I wanted the web-only $30/mon plan. The customer svc reps couldn't or wouldn't give me an activation code to use either.

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