I can not delete  someone else's credit card info from my account info and it's stopping me from updating my apps. How can I delete the previous owners info from my iPad 2

See above question for deleting previous owners acct. info, credit card info. As well as I can't get my iPad to update.

If the iPad is on IOS 7, you will need the previous owner's Apple ID and Password to:
1. Turn off Find My iPhone
2. Erase device
3. Reactivate device

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