I can not pay in,your software won't let me,why?

my MC card expired last july,I never noticed.
I now want to use my VISA card for payment.I have less than 2 bucks credit left.The software just will not take my money or new card,frustating.

The reason is licensing - artists/record companies/TV networks/movie distributors all have separate licensing deals in different countries (or no licensing deals at all). It isn't mysterious or secret.
The only way around this is to have an iTunes account in the other country - either a valid credit card with billing address in that country, or an iTunes gift card from that country (though you'll still be asked for a billing address in the country for which you've purchased the card).

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