I can't complete an album using a gift card

I currently have $12.01 in my iTunes credit and I want to buy an album which would cost $12.99, but because I already bought a single from the album it only costs $11.70. When I try to buy the album it says billing info was required insufficient funds etc. Currently I have my paying info disabled on iTunes. I am not trying to gift this to anyone so I am not sure what is happening could anyone provide assistance.

You don't have enough credit to cover the cost of the album and the applicable taxes.

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