I can't turn in-app purchases on for my iPad!

For reasons unclear, in-app purchases are turned off on my iPad, and I can't get them back on. I have never knowingly turned them off, nor enabled restrictions up till now. Once I discovered they were turned off, I tried enabling restrictions to see if I could then turn in-app purchases back on, but while all the other options became active, in-app purchases was grayed-out, and I can't toggle it back to allowing the purchases.  Any ideas?  Thanks in advance.

AFAIK...  In-App purchases require a Credit Card associated to your account.
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