I cannot buy a book using my account , but i can buy other items apps, songs easily , i dint have a itunes cose , just an account

i cannot buy a book using my account , but i can buy other items apps, songs easily , i dint have a itunes cose , just an account.
Whenever i push redeem , it asks for a gift card or itunes cose. I simply want to use my credit account

What country are you in? Access to paid books is not universal.
http://support.apple.com/kb/TS3599

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