I cannot use my credit points on iTunes. It keeps telling me to pay with a credit card

I Got a gift voucher of $25 and cannot use it to purchase on iTunes or App Store. It keeps telling me to put me credit card details which I don't have.
i want to purchase an album of $10 but it wont let me. What do I do

What are you seeing on the iPad's screen when trying to purchase things, and is this the first time that you've tried to download anything from the store ?
If it's the first time then unless the instructions on this page are followed when creating an account : Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method
then credit card details will need to be entered before the account can be used to download any item from the store.
If you are getting a prompt to review the account then you could see if the steps on this post by mountaingoatgirl lets you do so without needing to enter credit card details : Re: What do I do if I do not have a credit card.

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