I dont have credit card so how i will make my apple id to downlaod applications

i want to log in through my apple store through my new id but my i phone 3gs not loging me in he want to verify and asking credit card option and i have no credit or debit card and no option top skip what should i do i want to update it

Since you already have an Apple ID, you need a payment method when first logging in to the App/iTunes store. Since you don't have a credit card, redeem an iTunes gift card. Otherwise, you'll have to follow the directions here & create a new ID:
http://support.apple.com/en-us/HT204034

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