I got an email from Apple saying that my credit card was declined when I never used it. I am wondering if it is a phishing email.

Here is the email -

After reading your reply, I am almost convinced that it was a phishing email. It was not personalized and was addressed to 'dear client'.
Also the entire email was a hyperlink to
http://www.nada.com.sa/your-nada/blend-us-a-mix/images/tmp/174733-ap.html
which was then automatically directed to
http://account7567458474846566788fd5654gfdhdrtkj6j757843apple.howtorespawn.net/f fe1be1685f7198c4a4de71a62652abf/
This page looked like a genuine apple web page and all other links on this page were going to real Apple's UK website!
They did their best to convince that the email genuinely came from Apple.

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