I have a chase debit card and I tried to buy an app and I haven't ever registered my debit card on the iTunes Store yet but when I tried to so that I could buy the app I entered my info and it declined my card and I'm just confused on what to do

If you guys can help out I'd appreciate it

You won't be able to change your rescue email address until you can answer 2 of your questions, you will need to contact iTunes Support / Apple to get the questions reset.
Contacting Apple about account security : http://support.apple.com/kb/HT5699
When they've been reset you can then use the steps half-way down this page to update your rescue email address for potential future use : http://support.apple.com/kb/HT5312

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