I have a low apple ID balance, if I purchase an app that costs more than the money I have, what money do they use, my credit card or my ID balance?

I really need to finish all my ID balance, so I can change country.
Please tell me if they use both, ID balance money and credit card or just one?
If you know a way to lower my ID balance to 0.00 please tell me it's urgent.
THANKS

You can not merge accounts.
Apps are tied to the Apple ID used to download them, you can not transfer them.

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