I have been using my Visa debit card since I first got an iPhone in 2010 for my purchases/free downloads...now all of a sudden it won't even let me download free apps like Netflix. I have money on my card as well...

As the title says, I have been using a Visa debit card since 2010 for my iTunes account. It has been used to purchase apps and free apps but now I can't download either. It says that my payment is declined. I have money on my card and my bank account shows that my apps and music purchases have been paid for. I can't even get free apps.

Do you have enough funds in your bank account?
otherwise iTunes sometimes black lists card if there are too many fradulent purchases
Reason why they might black list a card is possibly you call in for alot of fradulent purchases
One more reason can be because iTunes does actually limit the amount you can change payment methods
Call AppleCare Phone support and have your call directed to iTunes Store
1-800-275-2273

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