I have just had my iPhone stolen

I have just had my iPhone stolen. I have an iPad and am worried that someone can access all my stuff. I am 64 and not technical and have tried to find out what to do from the help page, but I really need some simple guidelines on what to do. I have not got a lock on the phone, stupid me. I have stuff on the iPad and iPhone (cloud I think, but I don't really understand how that works anyway) HELP!

Lost or stolen
http://support.apple.com/kb/HT5668
Lost Mode
http://support.apple.com/kb/PH2700
Reporting lost or stolen iPad
http://support.apple.com/kb/HT2526

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