I have like 11 dollars from the itunes gift card but cant buy a 10 dollar game on the mac app store.

Do i have to use a credit card to be able to buy games from the app store?

Lol. Maynard Krebs! (Sorry, its funny).
Just a thought:
Do you have an Apple store in your state?
State sales taxes may apply if you do have a brick & mortar store in the state
& depending how close to "like 11 dollars" that $10 game is, you may not have enough to cover the full cost (with tax).
That may not be the issue, but can't tell from the original comment.

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