I installed Lion this week and my life is over ..

when I try to use PowerPoint in Lion for inserting a file into the presentation it now crashes.  how do i fix this?
when I try to charge my iPhone in Lion it does not charge and its not the cable, it works for itunes.  how do I fix this?
and I NOTE THAT I AM IN THE MIDDLE OF A JOB HUNT AND LION IS A BIG PROBLEM HERE as the iphone is needed.  the cable that came with the iphone that I purchased all together in box, was shredded in about 3 months of normal use, first, the tiny white rubber piece at the end of the wire  (almost immediately), split in middle, then the whole wire covering started to slide out from the little split part, and next the wires started to slide out, and one came loose - all very dangerous, I could have been electrocuted by the bare wires ..... since I needed a new charger cable immediately to use the iphone, and purchased a new USB charger locally, so I wouldn't get electrocuted I did not even bother to contact APPLE to complain or ask for a new one and handled it myself and used my new cable for about 3 years until today when it is suddenly incompatible, not supported even though it is in perfect condition.
(in addition the original headphones had the same problem, and those were replaced under the warranty still in effect at the time). 
My son who is also on my iphone plan, is mad about other iPhone compatibility issues I wont get into here, tells me to get us ANDROIDs and stop using Apple.  He says this is intentional as they dont want me to use non-APPLE products and that, that is why my charger cable stopped working after i installed Lion ...... IS THIS TRUE?   
ALSO - When I try to use PhotoShop nnow it does not even open.  how do i fix this?
As I am stuck with my MAC, I have no way to get a new computer, software, or new phone package - not rich
AND
I am SO MAD THAT I INSTALLED AND PURCHASED LION, can any of this be fixed????
Thanks
Message was edited by: Persononline

With regard to PowerPoint, what version of MS Office do you have?  Is it crashing, or refusing to open?  If the latter, and you're seeing a message about not being able to open PowerPC software, you need to upgrade MS Office.  The same applies to Photoshop.
Sounds like there's something wrong with your system.  What that might be, I don't know, but you can try some of the suggestions in Understanding upgrade nightmares.  (Note that my pages contain links to other pages that promote my services, and this should not be taken as an endorsement of my services by Apple.)
Your son's comments are - no offense - nonsense.  MS Office works just fine with Lion, as long as you have a version newer than 2004.  Recent enough versions of Photoshop should also work just fine.  Apple does not have a problem with you using non-Apple software or hardware.  If they did, they would quickly go out of business.
If you cannot afford to upgrade your software, you'll need to downgrade to Snow Leopard.  See here for instructions:
https://discussions.apple.com/thread/3525616
Note that in the future you should check compatibility of all your hardware and software with any new system before upgrading, and you should never upgrade at a time when having your computer accessible is critical.  Things can always go wrong when upgrading to any new system.

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