I just realized I can get the iPhone 4S...

I am with Verizon and my contract is up.  I am also due for what they have or used to have caled New Every Two, which on my line is  a $50 credit.  I do not think I can get applecare through verizon.  I saw today that I can get the iPhone 4S 64GB at the Apple Store and get Applecare.  I probably will not get the $50 discount, but dealing with Verizon is not worth it.  Has anybody who is with Verizon specifically (although you can do this with ATT, Springt, & Verizon) done this?  Was it a good expereince?  On the website Apple makes it sound like they will do anything for your business, but I am really sick of Verizon's crap.
should I or should I not get my iPhone4S this way?

so with the applecare for the iPhone they still charge $49 service fee?  That seems odd since applecare is so expensive.  They should not charge a service fee and just leave it at up to 2 incidents.  I gues I am confused what that is saying.  If you buy applecare, and you bring the phone in for repair it will ...I am confused what they are saying there.  I am curious if I purchase the applecare and the day before it is due to expire and I drop the phone, would they replace the phone if they felt they could not fix it?would that be one of the cases where they would charge me the service fee?
A friend of mine went in to Best Buy and got the iPhone 4S and a really good price on the plan.  I forgot to ask how much they charged her for the phone, but I think Sprint has the best plan with the unlimited and after reading the fine print it looks like Sprint gives the most "unlimited"data,texts, etc.  Verizon gives the least  this would be a case wwhere since it is not a 4G LTE service, Sprint by be the best plan to get for the iPhone.  with anything 4G I think Verizon has done a great job with their network but they charge so much for anything 4GLTE.
I was going to get one of those 4G mobile hotspots like the Verizon MIFI and I think they have a Samsong device too.  I had their MiFI2200 3g and that was really cool when you would travel on a road trip, hook your MacBook up to this device and surf the web.  I heard their 4G LTE using one of those devices in most place is blazing fast.
Can you use the iPhone 4S as a Mobile Hotspot like for the MacBookPro?  If you can it would be 3G right?
I just marked my post as the Correct Answer by mistake.  I still have 0 points so I will not try to remove it.

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