I need help with my iTunes Billing account (resetting it up)

In my iTunes account I have my Credit bank Card info filled out as Blank because in the Past I had someone broken into my iTunes account and use my Credit Card info to Purchase stuff that I didn't Authorized.
I Now use the iTunes Gift card to Redeem and load into my iTunes account for me to use to Purchase and download my own stuff. I have noticed that recently on my Last Purchase, that my iTunes Purchase had went through my Credit Bank Card, before I gone and changed it and left it Blank, after that I had gone and changed it leaving that info Blank cause I don't want my Credit Bank Card being used or having any charges taken out of my Bank account.
I have my iTunes Gift Card cash loaded into my iTunes account, I want to be able use that Loaded cash to make Purchaes without having to put in my Credit Bank card into my iTunes Account, again, I DO NOT WANT ANY CASH WITHDRAWN FROM MY BANK ACCOUNT FROM MY iTUNES PURCHASES, Just be able to use my iTunes Gift card cash to make Purchaes and downloads without my BANK CARD INFO.
I want to Purchase and download a APP from the App Store using my iTunes Gift Card cash that is already loaded into my iTunes Account but I am not able to cause it is telling me that I need to fill in my Credit Card info, BUT I DON ' T WANT MY CREDIT BANK CARD CHARGED!, I WANT TO USE MY ALREADY LOADED iTUNES GIFT CARD CASH THAT I ALREADY HAVE! I am very Frusterated, Can you Please help me? Is there a way that I can just use my Gift Card cash without filling out my Bank Card info? I think I use to be able to do this before but there maybe a new change on this? was there?
Thank You,
Mrs. Trisha F.

These are user-to-user forums, you are not talking to Apple here. You can try contacting iTunes support and see if they will refund or credit you for some/all of the charges : http://www.apple.com/support/itunes/contact/ - click on Contact iTunes Store Support on the right-hand side of the page, then Purchases, Billing & Redemption.

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I need help with my iTunes Billing account (resetting it up)

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