I pre-ordered my iPhone 5 online a week ago but the payment still has not been taking out of my banks.

I pre-ordered my iPhone 5 online a week ago but the payment still has not been taking out of my banks.
Please can anyone tell me why?  Also when will the full purchase amount be take from my checking account.
Thanks for your help with this matter.
Paul & Alan

When your phone ships is when you will be charged.

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