I purchased things under my credit limit but now i am charged the full amount..can i make payments on this $450 credit?

I recently was told at the Verizon store that I had $450 credit to add to my account.  I then purchased my Christmas items which added up to $450.  I received my December bill and I have been charged the $450 plus my regular monthly charges.  Can I make monthly payments on this $450?  I really believed that this could be spread out over time.

On bill to account, it cannot be spread out. It is a 30 day float loan on a purchase or purchases.
When you cannot pay your bill, its called a Payment Plan and it is not a charge account. Verizon allows those that cannot pay their monthly invoice to get an arraignment. Not bill to account.
Those who don't pay their invoices also get a bad mark on their credit reports. Financial Services works with those who fall behind in paying to get their money. That is it.
Your examples have nothing to do with "Bill to Account" which is a courtesy and not a right.

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