I purchased two music apps last year in 2012 and I cannot redownload it even though I bought it with my money. It says that I have to purchase it again if I want to redownload it. Basically the app doesn't appear purchase in my downloads list.

Problem of past purchases that I cannot re-download

Well, you always change your payment method to "None". It definitely won't let you buy it, then!
That's how I leave my account, anyway. It can't get hacked and me lose money if the payment method is none.
When I want to buy something, I put the credit card in briefly, buy the item, then set it back to none.

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